Navigating Your Finances
Guiding Your Success
Hi, I’m Stephen Thomas, the founder of W&L Consulting. With over a decade of experience in accounting and financial strategy, I’ve dedicated my career to helping churches, nonprofits, and small businesses gain the financial clarity they need to lead with confidence and purpose.
Before launching W&L Consulting, I spent half my career as an auditor, specializing in a range of small businesses—both nonprofit and for-profit. That foundation gave me a unique view into the financial struggles and missed opportunities many organizations face simply because they lack the right systems or support.
As a trustee of my own church, I witnessed firsthand how difficult it was to lead financially during a pastoral transition. That’s when I realized how many churches and ministries were still relying on outdated processes—and how much clarity could be gained through modern, cloud-based accounting solutions.
I founded W&L Consulting to serve that need.
Today, I specialize in working with churches, daycares, retail businesses, and telecom companies, helping them implement real-time accounting systems, improve reporting, and make smarter financial decisions with confidence.
At the core of everything I do is a faith-driven and results-driven philosophy. I believe that financial stewardship is a calling—and that every organization, no matter the size, deserves tools that support their mission.
I live in Alabama with my beautiful wife, Hannah, and our two incredible children, Warren and Leighton, who inspire me every day to lead with integrity, purpose, and heart.
Whether you're leading a ministry or growing a small business, I’d be honored to help you build a financial foundation that supports everything God has ahead for you.


Most small businesses and ministries are exceptional at what they do. They know how to serve people, cast vision, and create impact.
But behind the scenes?
They're often overwhelmed by financial confusion.
You might be wondering:
Where is the money actually going?
Can we afford to hire, expand, or invest?
Are we tracking everything the right way?
Will our board or accountant have what they need?
And that lingering sense of uncertainty leads to missed opportunities, budget stress, unclear reporting and late-night second-guessing.
At W&L Consulting, we exist to solve that problem—once and for all.
You don’t need to become a financial expert.
You just need the right system—and the right partner.
We help your business move from guesswork to confidence, from manual spreadsheets to automated clarity, and from reacting to problems to leading with strategy.
Because whether you’re leading a ministry, running a classroom, or building a business…
Clarity is your most valuable financial asset.
Let’s build it together.